{"id":47,"date":"2026-10-03T13:00:00","date_gmt":"2026-10-03T13:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/jhickmanbroker-com\/2026\/10\/03\/expanding-mortgage-access-can-help-reduce-reliance-on-land-contracts\/"},"modified":"2026-10-03T13:00:00","modified_gmt":"2026-10-03T13:00:00","slug":"expanding-mortgage-access-can-help-reduce-reliance-on-land-contracts","status":"publish","type":"post","link":"https:\/\/www.jhickmanbroker.com\/blog\/2026\/10\/03\/expanding-mortgage-access-can-help-reduce-reliance-on-land-contracts\/","title":{"rendered":"Expanding Mortgage Access Can Help Reduce Reliance on Land Contracts"},"content":{"rendered":"<div class=\"roomvu-news-container\">\n<p>In my years as a mortgage originator, I\u2019ve seen firsthand how land contracts can become the only option for buyers facing credit challenges or limited incomes. These agreements, especially common in the Midwest and in rural or lower-value markets, often come with steep costs, balloon payments, and far fewer protections for buyers. By broadening access to traditional mortgages and strengthening consumer safeguards, we can offer more secure, affordable paths to homeownership. This is something I\u2019m passionate about\u2014finding tailored loan solutions that empower clients to build wealth and stability through real estate.<\/p>\n<p>\t<a class=\"roomvu-news-continue\" href=\"https:\/\/www.pew.org\/en\/research-and-analysis\/issue-briefs\/2026\/08\/expanding-mortgage-access-can-help-reduce-reliance-on-land-contracts\"><\/p>\n<div>Continue to full article<\/div>\n<p>\t<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>In my years as a mortgage originator, I\u2019ve seen firsthand how land contracts can become the only option for buyers facing credit challenges or limited incomes. These agreements, especially common in the Midwest and in rural or lower-value markets, often come with steep costs, balloon payments, and far fewer protections for buyers. By broadening access [&hellip;]<\/p>\n","protected":false},"author":469,"featured_media":48,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-47","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.jhickmanbroker.com\/blog\/wp-json\/wp\/v2\/posts\/47","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.jhickmanbroker.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.jhickmanbroker.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.jhickmanbroker.com\/blog\/wp-json\/wp\/v2\/users\/469"}],"replies":[{"embeddable":true,"href":"https:\/\/www.jhickmanbroker.com\/blog\/wp-json\/wp\/v2\/comments?post=47"}],"version-history":[{"count":0,"href":"https:\/\/www.jhickmanbroker.com\/blog\/wp-json\/wp\/v2\/posts\/47\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.jhickmanbroker.com\/blog\/wp-json\/wp\/v2\/media\/48"}],"wp:attachment":[{"href":"https:\/\/www.jhickmanbroker.com\/blog\/wp-json\/wp\/v2\/media?parent=47"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.jhickmanbroker.com\/blog\/wp-json\/wp\/v2\/categories?post=47"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.jhickmanbroker.com\/blog\/wp-json\/wp\/v2\/tags?post=47"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}