Choosing between FHA and conventional loans is an important step on the journey to homeownership or real estate investing. FHA loans are designed for buyers who may have lower credit scores or less saved for a down payment. They do require mortgage insurance and are limited to primary residences with lower loan limits. On the other hand, conventional loans typically call for higher credit but offer greater flexibility in property type and the potential to remove mortgage insurance over time, which can mean lower costs in the long run. Since 2006, I’ve guided clients through these decisions, helping them tap into the right loan product for their unique needs—whether that’s buying a first home or expanding an investment portfolio. My passion is making sure you have the right knowledge and options to build wealth through real estate.
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